Rates   |   Visa e-Z Card Info   |   Membership Application   |   Branch & ATM Info   |   Contact Us   |   Applications & Calculators   |   Reorder Checks
Deposit Services Mortgage Auto & Consumer Loans Business Convenience Services About Us
tell a friend
print this page

Mortgage Center

Whether you are buying your first home or your third, it’s a big decision. One CU is here to make the process as easy as possible. We will be with you each step of the way to answer your questions and explain your options.

Perhaps you want to refinance your first mortgage to save money on your monthly payments. Maybe you want to access the equity in your home to pay for college or that remodeling project you’ve been dreaming of. Whatever your goals, One CU has a mortgage loan that fits your needs and budget.

Now you can apply for a mortgage online, get rate quotes, signup for Rate Watch and much more! One Credit Union (NMLS#403170) provides mortgage loans by partnership with CU Members Mortgage, a division of Colonial Savings, F.A. (NMLS#401285). 

Check Rates or Apply Now!

For more information, or to request an application by mail contact us.

Home Equity Loans, Fixed or Adjustable Rate!

Borrowing against the equity in your home is one of the smartest ways to borrow money. Use it to remodel your home, buy a new car, pay for college, or take a dream vacation. The possibilities are endless and the best part is the interest may be tax deductible! (Consult your tax advisor: ...limitations apply.) Borrow up to 90% of the value of your home. Restrictions may apply, see lender for details. Choose the one that best fits your needs.

Home Equity Line of Credit: A variable rate Home Equity Line of Credit allows you to take periodic advances for eight years from the beginning date of your loan, with the balance being repaid over 12 years. The initial advance is $1,000.00 with subsequent advances of at least $500.00 up to your credit limit. In addition, there is no early repayment penalty. Click for Full Disclosure.

Home Equity Loan: This is a closed-end loan with the full proceeds disbursed at closing with no additional advances. The rate is fixed so your payments don't change. Repayment terms are available in 5, 10, and 15 year terms. Plus, there is no penalty for early repayment.

For full details visit or call the credit union.  
Click here for current rates or Apply

What You Need to Know Before Applying
FICO Credit Score
Do's & Don'ts When Applying for a Mortgage
Site Search:  
Privacy Notice   |   Online Security   |   Site Map   |   Third Party Disclaimer   |   Home

© 2015 One Credit Union. All rights reserved.
1-800-578-5024 Main Office: 380 River Street, Springfield, VT 05156

Web Design & Content Management System by Cambium Group, LLC
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency.