Rates

Loans

Auto, Motorcycle, RV, Snowmobile, ATV, Watercraft

Auto, Motorcycle, RV, Snowmobile, ATV, Watercraft	Term	APR *
2008 - Current Year Models ¹	24 months	1.99%
	36 months	2.25%
	48 months	2.50%
2009 - Current Year Models ¹ (Min. Loan Amount $10K)	60 months	3.25%
2010 - Current Year Models ¹ (Min. LOan Amount $15K)	72 months	3.45%
2012 - Current Year Models ¹ (Min. Loan Amount $30K)	84 months	3.99%
2008 - Current Year Models ¹ (RV & Watercraft Only - Min. Loan Amount $30K)	96 months	5.25%
2008 - Current Year Models ¹ (RV & Watercraft Only - Min. Loan Amount $40K)	120 Months	6.25%
2008 - Current Year Models ¹ (RV & Watercraft Only - Min. Loan Amount $45K)	180 Months	7.25%
*APR is annual percentage rate. ¹Rates quoted "are as low as" and reflect automatic payment; rate increases by 0.50% without automatic payments. Automatic payments are required to be set up at loan closing to qualify for discounted rate. Rate is determined by an assessment of credit and may vary from rate shown. Rates are subject to change without notice. Restrictions may apply.  Return to top

Auto, Motorcycle, RV, Snowmobile, ATV, Watercraft & Misc. Collateral

Auto, Motorcycle, RV, Snowmobile, ATV, Watercraft & Misc. Collateral	Term	Rate
Model Year 6 yrs and Older¹	24 Months	3.99%
	36 Months	4.25%
	48 Months	4.50%
	60 Months	4.99%
	72 Months	5.20%
	84 Months	6.25%
*APR is annual percentage rate. ¹Rates quoted are "as low as" and reflect automatic payment; rate increases by 0.50% without automatic payments. Automatic payments are required to be set up at loan closing to qualify for discounted rate. Rate is determined by an assessment of credit and may vary from rate shown. Rates are subject to change without notice. Restrictions may apply.  Return to top

Other Loans

Other Loans	Term	APR *
Signature Loan¹	24 months	7.00%
	36 months	8.50%
	48 months	10.00%
	60 months	11.50%
Single Payment Loan²	90 day maximum	7.50%
Share Secured (Pledged)³		2.25%
Certificate Secured (Pledged)³		Certificate Rate + 2.0%
*APR is annual percentage rate.  ¹Rates quoted are "as low as" and reflect automatic payment; rate increases by 0.50% without automatic payments. Automatic payments are required to be set up at loan closing to qualify for discounted rate. Rate is determined by an assessment of credit and may vary from rate shown. Signature Line of Credit requires a minimum credit score of 600. ²Single Payment Loans require source of repayment documentation. ³Shared Secured APR will be the dividend rate on the date of the advance plus 2%. Certificate Secured APR will be the dividend rated being paid on the Certificate (Index) offered plus 2%. The Certificate must be renewed until the advance is completely paid. Upon renewal, the APR will change to reflect the new dividend rate. Ask for more information.  Return to top

Mortgages

Mortgages	Term	Rate	APR *
30 Year Servicing Released**	30 Year	3.500%	3.558%
15 Year Servicing Released**	15 year	2.750%	2.853%
30 Year Fixed - Jumbo	30 Year	*call for current rates	*call for current rates
15 Year Fixed - Jumbo	15 Year	*call for current rates	*call for current rates
30 Year Fixed	30 Year	3.625%	3.684%
15 Year Fixed	15 Year	2.875%	2.979%
ANNUAL PERCENTAGE RATE (APR) IS BASED ON $100,000 LOAN AMOUNT WITH 20% DOWN PAYMENT.  LOANS WITH LTV’S GREATER THAN 80% REQUIRE PRIVATE MORTGAGE INSURANCE. APR is "Annual Percentage Rate".  Some of the costs that you pay at closing are factored into the APR for ease of comparison shopping.  Your actual monthly payments are based on the interest rate, not the APR. Special Information for all adjustable rate mortgages- The interest rates are subject to change and may increase or decrease due to market-driven changes to the index.  For information regarding our arm products, margins, caps and indexes, please call 800-578-5024. ** Servicing Released is where the lender will relinquish loan servicing responsibilities to another institution/investor.  If you select the servicing released program your loan will not be serviced by Northeast Home Loan, LLC.  Servicing Released programs require escrows. RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.  Return to top

Variable Rate Home Equity

Variable Rate Home Equity	Term	APR *	Rate
Home Equity Line of Credit	8 year draw/12 year repayment	4.00%	4.00%
*APR is annual percentage rate. Rate is based on Wall Street Journal Prime minus 0.625%. The rate has a floor of 4.00%.  Return to top

Fixed Rate Home Equity

Home Equity	Term	APR *	Rate
5 Year Home Equity	5 year	3.50%	3.50%
10 Year Home Equity	10 year	4.25%	4.25%
15 Year Home Equity	15 year	5.00%	5.00%
*APR is annual percentage rate.  Terms and restrictions may apply. Ask for more information. Add 1.00% to the published rate for loan-to-values greater than 80%.  Return to top

VISA Credit Card

VISA Card	APR *
Platinum	6.90%**
Classic	12.00%
*APR is annual percentage Rate. No annual fee. Rate is subject to change. **Platinum Visa has a 4.90% APR for a period of six billing cycles. After that, your APR will be 6.90%. This APR will vary with the market based on Prime Rate.  Return to top

Savings

Savings Rates

Account Type	Rate	APY *
Regular (A)	0.25%	0.25%
T $0 - $499.99	0.25%	0.25%
T $500.00 - $2,499.99	0.30%	0.30%
T $2,500.00 - $4,999.99	0.30%	0.30%
T $5,000.00 - $9,999.99	0.35%	0.35%
T $10,000.00 - $19,999.99	0.35%	0.35%
T $20,000.00 - $24,999.99	0.35%	0.35%
T $25,000.00 - $29,999.99	0.40%	0.40%
T $30,000.00 - $34,999.99	0.40%	0.40%
T $35,000.00 - $39,999.99	0.45%	0.45%
T $40,000.00 - $49,999.99	0.50%	0.50%
T $50,000.00 - $74,999.99	0.55%	0.55%
T $75,000.00 - $99,999.99	0.55%	0.55%
T $100,000.00 and up	0.65%	0.65%
Stash the Cash (W)	0.50%	0.50%
Club Accounts	0.25%	0.25%
IRA & SEP	0.75%	0.75%
HSA $0 -$2,499.99	0.50%	0.50%
HSA $2,500 - $4,999.99	0.50%	0.50%
HSA $5,000 - $9,999.99	0.50%	0.50%
HSA $10,000 and up	0.50%	0.50%
Y (Youth)	0.25%	0.25%
*APY is annual percentage yield. Rates are subject to change without notice.  Return to top

Certificates

Regular Share & IRA Certificates

Regular Share & IRA Certificates	Rate	APY *
6 Month	0.35%	0.35%
12 Month	0.40%	0.40%
18 Month	0.45%	0.45%
24 Month	0.50%	0.50%
36 Month	0.60%	0.60%
48 Month	0.75%	0.75%
60 Month	1.20%	1.21%
6 Month - Jumbo	0.40%	0.40%
12 Month - Jumbo	0.45%	0.45%
18 Month - Jumbo	0.50%	0.50%
24 Month - Jumbo	0.55%	0.55%
36 Month - Jumbo	0.65%	0.65%
48 Month - Jumbo	0.80%	0.80%
60 Month - Jumbo	1.25%	1.26%
Minimum Deposit on Regular and IRA Share Certificates is $500.00. Minimum Deposit on Jumbo Regular and Jumbo IRA Share Certificates is $100,000.00. Penalty for early withdrawal. Penalties may reduce earnings. Ask for more information. Rates are subject to change without notice.  Return to top

Youth -Kids Klub & YES

Youth - Kids Klub & YES	Rate	APY *
12 Month	0.55%	0.55%
Minimum Deposit on a Youth Certificate is $100.00.  Maximum Deposit is $1000.00. Certain restrictions apply to a Youth Share Certificate.  See Staff for details. *APY is annual percentage yield.  Penalty may be assessed for early withdrawal. Rates are subject to change without notice.  Return to top