Rates

Loans

Autos & Motorcycles

Auto & Motorcycle	Term	APR *
2011-2013 Models	24 months	2.75%
	36 months	2.95%
	48 months	3.25%
	60 months	3.75%
	72 months	3.95%
	84 months	4.95%
2008-2010 Models	24 months	3.25%
	36 months	3.45%
	48 months	3.75%
	60 months	4.25%
	72 months	4.45%
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Harley Davidson Motorcycles

Harley Davidson Motorcycles	Term	APR *
2008-2013 Models	24 months	2.70%
	36 months	2.90%
	48 months	3.20%
	60 months	3.70%
	72 months	3.90%
	84 months	4.90%
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Motorhomes, Campers and Boats

Motorhomes, Campers, Boats	Term	APR *
2011-2013 Models	24 months	3.25%
	36 months	3.45%
	48 months	3.75%
	60 months	4.25%
	72 months	4.45%
	84 months	5.45%
	96 months	6.45%
	120 months	6.95%
	180 months	7.75%
2008-2010 Models	24 months	3.75%
	36 months	3.95%
	48 months	4.25%
	60 months	4.75%
	72 months	4.95%
	84 months	5.95%
	96 months	6.95%
	120 months	7.45%
2007 & Older Models	24 months	5.75%
	36 months	5.95%
	48 months	6.25%
	60 months	6.75%
	72 months	6.95%
	84 months	7.95%
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2007 and Older Titled Vehicles, All Non-Titled Vehicles, ATV's & Snowmobiles

Collateral	Term	APR *
2007 & Older Titled Vehicles, All Non-Titled Vehicles, New & Used ATV's & Snowmobiles	24 months	5.25%
	36 months	5.45%
	48 months	5.75%
	60 months	6.25%
	72 months	6.45%
Equipment	24 months	6.25%
	36 months	6.45%
	48 months	6.75%
	60 months	7.25%
	72 months	7.45%
*APR is annual percentage rate. All rates shown are "as low as". All consumer Loan rates are determined by an assessment of your credit and may vary from rate shown. Terms and restrictions may apply. Ask for more information.  Return to top

Other Loans

Other Loans	Term	APR *
Signature Loan	24 months	8.00%
	36 months	9.50%
	48 months	11.00%
	60 months	12.50%
Single Payment Loan	90 day maximum	8.90%
Share Secured (Pledged)		2.25%
Certificate Secured (Pledged)		Certificate Rate + 2.0%
*APR is annual percentage rate. Terms and restrictions may apply. Ask for more information. Rate is determined by an assessment of your credit and may vary from rate shown. Signature Line of Credit requires a minimum credit score of 600. Single Payment Loans require source of repayment documentation. Shared Secured APR will be the dividend rate on the date of the advance plus 2%. Certificate Secured APR will be the dividend rated being paid on the Certificate (Index) offered plus 2%. The Certificate must be renewed until the advance is completely paid. Upon renewal, the APR will change to reflect the new dividend rate. Ask for more information.  Return to top

Mortgages

Mortgages	Term	Rate	APR *
30 Year Servicing Released**	30 Year	3.750%	3.809%
15 Year Servicing Released**	15 year	3.000%	3.104%
30 Year Fixed - Jumbo	30 Year	*call for current rates	*call for current rates
15 Year Fixed - Jumbo	15 Year	*call for current rates	*call for current rates
30 Year Fixed	30 Year	3.875%	3.935%
15 Year Fixed	15 Year	3.125%	3.230%
ANNUAL PERCENTAGE RATE (APR) IS BASED ON $100,000 LOAN AMOUNT WITH 20% DOWN PAYMENT.  LOANS WITH LTV’S GREATER THAN 80% REQUIRE PRIVATE MORTGAGE INSURANCE. APR is "Annual Percentage Rate".  Some of the costs that you pay at closing are factored into the APR for ease of comparison shopping.  Your actual monthly payments are based on the interest rate, not the APR. Special Information for all adjustable rate mortgages- The interest rates are subject to change and may increase or decrease due to market-driven changes to the index.  For information regarding our arm products, margins, caps and indexes, please call 800-578-5024. ** Servicing Released is where the lender will relinquish loan servicing responsibilities to another institution/investor.  If you select the servicing released program your loan will not be serviced by Northeast Home Loan, LLC.  Servicing Released programs require escrows. RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.  Return to top

Variable Rate Home Equity

Variable Rate Home Equity	Term	APR *	Rate
Home Equity Line of Credit	8 year draw/12 year repayment	4.00%	4.00%
*APR is annual percentage rate. Rate is based on Wall Street Journal Prime minus 0.625%. The rate has a floor of 4.00%.  Return to top

Fixed Rate Home Equity

Home Equity	Term	APR *	Rate
5 Year Home Equity	5 year	4.66%	4.66%
10 Year Home Equity	10 year	5.55%	5.55%
15 Year Home Equity	15 year	6.05%	6.05%
*APR is annual percentage rate.  Terms and restrictions may apply. Ask for more information.  Return to top

VISA Credit Card

VISA Card	APR *
Gold	9.80%
Classic	12.00%
*APR is annual percentage Rate. No annual fee. Rate is subject to change.  Return to top

Savings

Savings Rates

Account Type	Rate	APY *
Regular (A)	0.25%	0.25%
T $0 - $499.99	0.25%	0.25%
T $500.00 - $2,499.99	0.30%	0.30%
T $2,500.00 - $4,999.99	0.30%	0.30%
T $5,000.00 - $9,999.99	0.40%	0.40%
T $10,000.00 - $19,999.99	0.40%	0.40%
T $20,000.00 - $24,999.99	0.45%	0.45%
T $25,000.00 - $29,999.99	0.50%	0.50%
T $30,000.00 - $34,999.99	0.50%	0.50%
T $35,000.00 - $39,999.99	0.55%	0.55%
T $40,000.00 - $49,999.99	0.60%	0.60%
T $50,000.00 - $74,999.99	0.65%	0.65%
T $75,000.00 - $99,999.99	0.70%	0.70%
T $100,000.00 and up	0.75%	0.75%
Stash the Cash (W)	0.50%	0.50%
Club Accounts	0.25%	0.25%
IRA & SEP	0.75%	0.75%
HSA $0 -$2,499.99	0.50%	0.50%
HSA $2,500 - $4,999.99	0.50%	0.50%
HSA $5,000 - $9,999.99	0.50%	0.50%
HSA $10,000 and up	0.50%	0.50%
Y (Youth)	0.25%	0.25%
*APY is annual percentage yield. Rates are subject to change without notice.  Return to top

Certificates

Regular Share & IRA Certificates

Regular Share & IRA Certificates	Rate	APY *
6 Month	0.35%	0.35%
12 Month	0.40%	0.40%
18 Month	0.50%	0.50%
24 Month	0.70%	0.70%
36 Month	1.05%	1.06%
48 Month	1.10%	1.11%
60 Month	1.40%	1.41%
6 Month - Jumbo	0.40%	0.40%
12 Month - Jumbo	0.45%	0.45%
18 Month - Jumbo	0.55%	0.55%
24 Month - Jumbo	0.75%	0.75%
36 Month - Jumbo	1.10%	1.11%
48 Month - Jumbo	1.15%	1.16%
60 Month - Jumbo	1.45%	1.46%
Minimum Deposit on Regular and IRA Share Certificates is $500.00. Minimum Deposit on Jumbo Regular and Jumbo IRA Share Certificates is $100,000.00. Penalty for early withdrawal. Penalties may reduce earnings. Ask for more information. Rates are subject to change without notice.  Return to top

Youth -Kids Klub & YES

Youth - Kids Klub & YES	Rate	APY *
12 Month	0.50%	0.50%
Minimum Deposit on a Youth Certificate is $100.00.  Maximum Deposit is $1000.00. Certain restrictions apply to a Youth Share Certificate.  See Staff for details. *APY is annual percentage yield.  Penalty may be assessed for early withdrawal. Rates are subject to change without notice.  Return to top