Vehicle Loans

Let us help you finance your car, truck, motorcycle .... RV, camper, boat, ATV .... you name it! Same great rate for any collateral secured loan!
  • No application fee
  • No "surprise" insurance fees
  • Great rates
  • Flexible terms
  • Payment options to match your payroll
  • Affordable payments
  • Same rates, new or used

Ready to start (or resume) your application? Apply Now!

TermAPR *Monthly Payment Per $1,000
24 months3.25%$43.10
36 months3.99%$29.53
48 months4.25%$22.70
84 months5.50%$14.38

*APR is annual percentage rate. Rates quoted "as low as."   Rate is determined by an assessment of credit and may vary from rate shown. Restrictions may apply. Rates effective 06/11/2018 and are subject to change without notice.

View all Vehicle & Collateral Secured Loans
All loans require insurance to protect your purchase.  Research insurance programs before you buy.

Guaranteed Asset Protection (GAP)
Mechanical Breakdown Coverage
Credit Life & Disability Coverage
Calculate your payments
Should I purchase or lease?

Calculators are available as a self-help tool.  We do not guarantee their accuracy or applicability to your circumstances.  For a precise estimate, please contact a Loan Officer.
When you need the best Auto Loan, it helps to own a credit union. Unlike a bank, One Credit Union is a not-for-profit cooperative owned by our members.  So we return our profits back to you though lower auto loan rates - along with the kind of "unprofitable" personal service that banks won't provide.

Together, We're One.  How can we help you, Boss?

Just ask.  We'll answer.
Choose your loan payment frequency to match your payroll cycle.  By setting up automatic payments that match your payroll, you can save even more on the interest paid for your loan.  Hey, it's your money.  And we think it belongs in your pocket, or better yet, in an OCU savings account!

And the added side benefit - your credit score will do wonders with all those timely payments!

One Credit Union offers weekly, bi-weekly, semi-monthly and monthly payment options on loans.