Debit Card

One Credit Union debit cards include the latest "smart chip" technology.  This means that your personal data will be encrypted differently with each transaction, increasing your security. 

Stash the Cash is a free service that helps you build your savings as you use your One CU Debit Card. Each time you make a purchase, we'll round up your purchase to the nearest whole dollar and transfer the difference from your checking account to your Stash the Cash savings account, which carries a premium dividend rate. Click here to learn more!

All One Credit Union ATMs and other CO-OP ATMs are surcharge free for members. Further, One CU will not charge for the first 6 transactions at non-OCU CO-OP participating ATMs nationwide! After these 6 free "foreign" transactions, the fee is $1.75 for each. Transaction counts reset automatically each month.

TIP: When you sign for a debit card transaction, the transaction does not count toward your monthly limit. So whenever possible, sign your debit card transactions rather than use your PIN to avoid unnecessary fees.

Other helpful info:

For a list of CO-OP ATM locations, click here.
Tips when using your chip enabled debit card

Frequently Asked Questions - Understand your EMV card! EMV stands for Europay, MasterCard and Visa, a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions.

If your card is lost or stolen, please call (800) 542-5073.

If you are traveling outside of the United States, please notify us at least 24 hours in advance so we can ensure that you do not experience any issues with your debit card.  Reach us at (800) 578-5024 Option 1, then select Option 2.

If you want to update your PIN on your new chip enabled debit card, please call (866) 297-3411.