Checking Options
Checking at One Credit Union is better than ever. All our checking options deliver great value, instantly save you money, and provide peace of mind. Get included perks such as ID Theft Protection, Cell Phone Protection, Roadside Assistance and so much more.
Compare all our checking options to choose the right one for you.
Compare all our checking options to choose the right one for you.
| Features | Rewards Plus | Rewards | Better Than Free |
| Anywhere Banking Tools |  |
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| Mobile Wallet and Card Controls | |
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| Buyers Protection and Extended Warranty* | $2,500 per item / 180 days | $2,500 per item / 180 days | $2,500 per item / 90 days |
| ID Theft Aid* | $10,000 personal identity theft benefit and identity restoration | $5,000 personal identity theft benefit and identity restoration | $1,000 personal identity theft benefit and identity restoration |
| Credit Monitoring by Experian* | |
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| Credit Report and Credit Score | |
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| Shop Local, Save Local with BaZing Savings | |
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| Cell Phone Protection* | $600/claim, $1,200 per year | $400/claim, $800 per year | |
| 24/7 Roadside Assistance | $80/event | $80/event | |
| Health Savings Card | |
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| Accidental Death Coverage* | $25,000 | $10,000 travel coverage | |
| Dividends | Premium | Standard | |
| Free Cashiers Checks and Money Orders | |
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| Monthly Fee | $6 | $4 | Zero. Zip. Zilch. |
Download the detailed comparison chart here.
One CU Rewards are powered by BaZing. See all your benefits at BaZing.com!
One CU Rewards are powered by BaZing. See all your benefits at BaZing.com!
| Deposit Rates | APY * | Dividend Rate | |||||
|---|---|---|---|---|---|---|---|
| Rewards Plus Checking - Premium Dividend | 0.50% | 0.50% | |||||
| Rewards Checking - Standard Dividend | 0.10% | 0.10% | |||||
*APY is annual percentage yield. Rate is dividend rate. Rates effective 02/01/2020 and are subject to change without notice. $25 minimum opening deposit on all checking accounts. Fees could reduce earnings on Rewards Checking account. View all Other Deposit Solutions | |||||||
* Insurance products are NOT A DEPOSIT, NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. Cell phone protection, personal identity theft benefit, and buyer's protection and extended warranty are subject to additional terms and conditions. Credit monitoring by Experian requires additional activation. Call for details.