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Mortgage Loans

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Mortgage Loans

Most people don’t finance homes every day. At One Credit Union, we do. Finance your home with a lender you can trust. We will guide you to your new home!

Without getting lost in the alphabet soup of programs, One CU offers a full range of mortgages. We will help you find the solution that meets your situation best – first time home buyers, Veterans, FHA, Fixed and Adjustable Rate options, conventional and jumbo mortgage programs.

Answer a few quick questions to get a free personalized rate quote:

Get Rate Quote


What you’ll get from a rate quote:

  • Monthly Payment (P&I)
  • Interest rate
  • APR
  • Points
  • Closing Costs

You’ll be able to compare options and apply directly for the option of your choice.

Or ready to apply? Apply now.

Apply Now Talk with a Mortgage Loan Officer


For most people, buying or refinancing a home is one of the biggest financial transactions they will ever make. You will benefit from better understanding the home financing process. 



Use our convenient calculators to find out how much you can save by refinancing, or find out which mortgage term is right for you.

Apply Now  Get Rate Quote

What will my monthly mortgage payment be?

couple enjoying new house

Mortgage Calculator


**Calculator provides general estimations only. Inconsistencies may occur with the use of the calculator and the outcomes are not credit guarantees. For specific payment and interest information, please contact us.


Insurance helps protect your financial security and credit rating and reduces financial burdens in the event of an accident, illness, injury or death, in addition to protecting your asset. All mortgages will require homeowner’s insurance on the property.  

What is Homeowners Insurance?

Watch a Video

Research insurance programs before you buy. 

One CU has a member savings program through Travelers.  

Check it out – you could save big!

Get a quote now!

Get Rate Quote

In addition to homeowner’s insurance, you may also want to consider revisiting your life insurance coverage. In the event of unexpected death, life insurance can be a significant relief to those you leave behind.