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Checking Accounts

Our One Credit Union checking accounts provide valuable features that can instantly save you time, money and provide peace of mind. Get the convenience and security of a One CU checking account today.

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One CU has raised the bar on checking accounts. Beyond the latest mobile app, mobile wallet and card controls, our Basic Checking accounts also include:

  • Buyers Protection and Extended Warranty
  • Identity Theft Aid

At One CU, our standards are higher. Further, we also offer checking accounts that include perks such as:

  • Credit Monitoring
  • Cell Phone Protection
  • Roadside Assistance

 – and so much more.

Compare our checking options to choose the right one for you. leaf icon

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Anywhere Anytime Banking

Online banking, mobile banking, bill pay, debit card and e-statements


Mobile Wallet & Card Controls

Protect yourself from fraud. Control your card and receive alerts in real time with SecurLock Equip Card Controls. Better yet, you can load your cards into the secure wallet and pay from your smartphone. Apple Pay, Samsung Pay and Google Pay are all supported. Learn more.


Buyer Protection, Extended Warranty & ID Theft

Purchased items are protected for up to $2500 per item if theft or accidental breakage occurs within the first 90 days, plus one year extended warranty. Also includes fraud resolution.


Compare Accounts

One CU Checking Accounts come with benefits that you’ll really use – we have 3 options for you to choose from!

All our checking options deliver great value, instantly save you money, and provide peace of mind.  Our perks provide you benefits you can use, every day. Choose the account that is right for you.

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Upgrade Existing Checking Account

One CU Rewards are powered by BaZing.


"Our Rewards Plus Checking Account offers real benefits that we actually use. We saw savings right away with the cell phone insurance - saving $10/month on that feature alone! Best of all, I get fraud protection features that allow me to lock down my debit card and prevent it from being used by hackers."

-Jennifer, Newport, NH

Share Your Saver Story!

Send an email about your Rewards Checking saving experience to

By submitting a story you give permission to One Credit Union to share your story in print or digital media. One Credit Union will only identify members by their first name and branch. At the beginning of each month, we will draw a winner from the submissions in the past 30 days. 

Winner Gets $100! How cool is that?



Download the detailed comparison chart here.

Anywhere Banking Tools
Mobile Wallet and Card Controls
Statements Paper/e-Statements included Paper/e-Statements included e-Statements included4
Buyers Protection and Extended Warranty* $2,500 / 180 days2 $2,500 / 180 days2 $2,500 / 90 days2
ID Theft Aid* $10,000 1 $5,000 1 $1,000 1
Credit Monitoring by Experian*
Credit Report and Credit Score
Shop Local, Save Local with BaZing Savings
Cell Phone Protection* $600/claim, $1,200 per year $400/claim, $800 per year
24/7 Roadside Assistance 3 3
Health Savings Card
Accidental Death Coverage* $25,000 $10,000 travel coverage
Dividends Premium Standard
Free Cashiers Checks and Money Orders
Monthly Fee $6 $4 Zero. Zip. Zilch.
Open an Account Open Account Open Account Open Account

- Service Included

- Service Not Included

* Insurance products are NOT A DEPOSIT, NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. Cell phone protection, personal identity theft benefit, and buyer's protection and extended warranty are subject to additional terms and conditions. Credit monitoring by Experian requires additional activation. Call for details.

1You are covered for the amount listed in personal identity theft benefit and identity restoration
2Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 or 90 days.
3Up to $80/event in covered service charges
4Member must register for e-Statements within Online Banking. Paper statements are $4/month, waived for members 55+

Checking Resources

Once you have your new One CU Checking Account, here are some tools you may want to take advantage of:

Find Surcharge-Free ATMs Nationwide

Use our ATM Locator to find a surcharge-free ATM near you. 

Travel Notice – Traveling? Make sure your debit card won't be flagged for fraud:


Control Your Card – Protect yourself from fraud.

Learn more and download SecurLock Equip to turn your card off and off to control use, and receive alerts in real time.

Update Your Pin

Call (866) 297-3411 

BaZing Support

Need to file a claim? Or have questions about BaZing benefits?

Call (855) 822-9464.



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