It’s never too early to start teaching good, lifelong financial habits to your kids. At One CU, our Youth Accounts (up to age 18) have a premium rate of 0.75% APY*.
There has never been a better time to start teaching your child about the power of saving. Don't miss out! The minimum to open the account is $5.
Start Fast. Run Far.
Start early to help build your child's financial future. Smart habits start young. Teach your kids how to manage money by setting and achieving goals.
- Get Ready. As your child starts to understand money, whether through an allowance or a birthday check from Nana, teach them how to handle it wisely. Open a Youth Account to help them save!
- Set Some Goals. Is there a new toy or gadget on their list? If they do chores for an allowance, how long will it take to achieve their goal?
- Teach Smart Spending. Help kids compare items based on price and quality. Show them how to "shop around" - a great deterrent to impulse buying!
Ready to start saving?
Take advantage of our suite of free educational resources so that you’re prepared to begin the mortgage process:
How to Teach Your Kids the Value of Saving
Go from Spender to Saver with These 5 Kid-Friendly Money Tips
5 Ways Parents Can Teach Their Kids About Financial Literacy
How to Raise Financially Literate Children
How to Save for Your Child's College Education Without Sacrificing Your Finances
*APY is annual percentage yield. Rate is dividend rate. Rates effective 11/01/2020 and are subject to change without notice. $5 minimum opening deposit on Youth Accounts.