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Youth Accounts

It’s never too early to start teaching good, lifelong financial habits to your kids. At One CU, our Youth Accounts (up to age 18) have a premium rate of 0.75% APY*.

All new Youth Accounts will have the initial deposit MATCHED up to $50 at account opening*.

There has never been a better time to start teaching your child about the power of saving. Don't miss out! The minimum to open the account and obtain bonus is $5.

Start Fast. Run Far.

Start early to help build your child's financial future.  Smart habits start young.  Teach your kids how to  manage money by setting and achieving goals.

  • Get Ready.  As your child starts to understand money, whether through an allowance or a birthday check from Nana, teach them how to handle it wisely.  Open a Youth Account to help them save!
  • Set Some Goals. Is there a new toy or gadget on their list? If they do chores for an allowance, how long will it take to achieve their goal?
  • Teach Smart Spending.  Help kids compare items based on price and quality.  Show them how to "shop around" - a great deterrent to impulse buying!

Ready to start saving? leaf icon

Open a Youth Account


*APY is annual percentage yield. Rate is dividend rate. Rates effective 11/01/2020 and are subject to change without notice. $5 minimum opening deposit on Youth Accounts. $25 minimum opening deposit on all checking accounts. Fees could reduce earnings on Rewards Checking account. Initial deposit match for Youth Account is available for a limited time only and may be withdrawn without notice.

Rates

deposit
rates
APY* dividend
rate
Youth Account 0.75% 0.75%


*APY is annual percentage yield. Rate is dividend rate. Rates effective 11/01/2020 and are subject to change without notice. $5 minimum opening deposit on Youth Accounts. $25 minimum opening deposit on all checking accounts. Fees could reduce earnings on Rewards Checking account. Initial deposit match for Youth Account is available for a limited time only and may be withdrawn without notice.

View all Deposit Rates.

How much can I save?

How much can you save over time? This calculator will help you determine the future value of a deposit account.

Open Calculator