Vehicle Loans
We understand you’re focused on selecting the best vehicle. And at One CU, you can get the best loan to finance it. Enjoy the same great rate for any collateral secured loan – we’ll help you finance your car, truck, motorcycle, RV, camper, boat, ATV… you name it!
- No application fee
- No "surprise" insurance fees
- Great rates
- Flexible terms
- Payment options to match your payroll
- Affordable payments
- Same rates, new or used
Why Choose One CU?
As a people-focused institution, we offer low rates and make the application process simple, fast and easy. And as always...
Together, We're One.
Insurance
Any vehicle loan will require insurance. One Credit Union has a program with Travelers. Check it out! You could save a bundle!
Learn More to Prepare and Prevent - Resources from Travelers
Other Car Insurance programs with One CU Member Benefits:
Loan Rates
Choose an interest rate below and use the calculator to see how much your monthly payment will be.
| Term | APR* |
|---|---|
| 1-48 months | 3.90% |
| 49-60 months | 4.25% |
| 61-72 months | 4.35% |
| 73-84 months | 5.45% |
| 85-96 months | 7.50% |
| 97-120 months | 9.00% |
| 121-180 months | 10.00% |
*APR is annual percentage rate. Rates quoted "as low as." Rate is determined by an assessment of credit and may vary from rate shown. Restrictions may apply. Rates effective 08/08/2022 and are subject to change without notice.
View all Vehicle & Collateral Secured LoansWhat will my monthly payment be?
**Calculator provides general estimations only. Inconsistencies may occur with the use of the calculator and the outcomes are not credit guarantees. For specific payment and interest information, please contact us.
Other Calculators
- Should I
refinance my auto loan at a lower rate?
- What will
my monthly payment be?
- Auto Gas Savings Calculator
Stress-Free Car Buying
Transparency
Read DealerRater reviews and ratings from car buyers in your area to choose the right dealership for you.
Confidence
Lock in your price with a Member Purchase Certificate and be confident you're getting the car and price advertised.
Stress Free
Experience a stress-free car shopping process from pre-approved funding to getting the keys in your hand.