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Vehicle Loans

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Vehicle Loans

We understand you’re focused on selecting the best vehicle.  And at One CU, you can get the best loan to finance it.  Enjoy the same great rate for any collateral secured loan – we’ll help you finance your car, truck, motorcycle, RV, camper, boat, ATV… you name it!

Take 1% off your current rate when you refinance your vehicle loan with One Credit Union!* Same car. Lower payments!

  • No application fee
  • No "surprise" insurance fees
  • Great rates
  • Flexible terms
  • Payment options to match your payroll
  • Affordable payments
  • Same rates, new or used

Apply Now See Rates

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Why Choose One CU?

As a people-focused institution, we offer low rates and make the application process simple, fast and easy. And as always...

Together, We're One.

*One CU will lower your rate from another institution by 1%, down to a floor of 2.99% APR. Must be a new loan to One CU to be eligible; existing One CU auto loans not eligible. Subject to credit approval. This offer is available for a limited time only and may be withdrawn without notice.

Loan Rates

Choose an interest rate below and use the calculator to see how much your monthly payment will be.

Term APR*
24 months 2.75%
36 months 3.25%
48 months 3.50%
60 months 3.90%
72 months 4.25%
84 months 4.50%

*APR is annual percentage rate. Rates quoted "as low as."   Rate is determined by an assessment of credit and may vary from rate shown. Restrictions may apply. Rates effective 08/01/2019 and are subject to change without notice.

View all Vehicle & Collateral Secured Loans

What will my monthly payment be?



Stress-Free Car Buying

Search, shop and finance a vehicle all in one spot. Choose AutoSmart to deliver a smart car buying experience with the following benefits:


Read DealerRater reviews and ratings from car buyers in your area to choose the right dealership for you.


Lock in your price with a Member Purchase Certificate and be confident you're getting the car and price advertised.

Stress Free

Experience a stress-free car shopping process from pre-approved funding to getting the keys in your hand.