High Yield Savings
High Yield Savings Account
Have you been unpleasantly surprised by an expense, or disappointed that you just can’t seem to find the money for a vacation?
Achieve your savings goals faster with our High Yield Savings Account. The more you save, the better your rate! AND, that new rate tier applies to your entire balance! This incentive rewards you and keeps you on track to achieve your financial goals faster.
|deposit rates||APy*||dividend rate|
|High Yield < $10K||0.05%||0.05%|
|High Yield < $20K||0.07%||0.07%|
|High Yield < $50K||0.08%||0.08%|
|High Yield < $75K||0.10%||0.10%|
|High Yield < $100K||0.10%||0.10%|
|High Yield < $250K||0.12%||0.12%|
|High Yield < $500K||0.15%||0.15%|
|High Yield < $1MM||0.15%||0.15%|
|High Yield > $1MM||0.28%||0.28%|
*APY is annual percentage yield. Rate is dividend rate. Once a particular tier is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. No minimum balance required to open an account. Rates effective 06/01/2020 and are subject to change without notice.
How much can I save?
How much can you save over time? This calculator will help you determine the future value of a deposit account. Open Calculator
Automatic Savings Plans
To build your savings faster and stronger, the best advice is to “pay yourself first” with an Automatic Savings Plan at One Credit Union. You can set it up to move funds immediately when your direct deposit comes in!
You can open/create multiple High Yield accounts and name them for your specific goals. Consider accounts such as “vacation,” or “property taxes,” or “rainy day.” The possibilities are endless!
Once you establish a savings purpose and prioritize it, it makes it easier to watch the balances grow! Set it and forget it!
Set up your Automated Savings Plan in Online Banking.
After you login
Click Transfers & Payments from the menu on the left side of the screen
Follow the prompts to identify
where the money is coming from and where it is going to.
In the Transfer Details section
Select “Repeating Transfer” and fill in the details.
- Everything You Need to Know to Get Started With Managing Your Money
- Try Automatic Deposits for Stress-Free Saving (3 min)
- From the Couch to the Caribbean: How to Save for That Much-Needed Vacation (3 min)
- Turning Your Financial Goals Into a Plan That You Can Stick
To (3 min)